Proactive Employee Health Management

Studies show that approximately 10% of a company’s employees drive 75-80% of the firm’s health costs. Other studies show that a high percentage (25%) of the health care costs in the U.S. are associated with modifiable health risks. The most expensive are Stress, Obesity and Smoking. Management must decide whether they truly want to manage the cost of the health, which requires a proactive rather than a reactive approach.

ABM can help develop a proactive approach, which would not only yield direct cost savings, but also increase the value of the overall health care investment.

Our services include:

  • Development of Strategic Plan
  • Evaluation of Health Plan Alternatives
  • Vendor Selection and Implementation

ABM will help to develop a solution unique to your:

  • Business and Financial Objectives
  • Human Resource Strategy
  • Employees’ lifestyle needs

Workforce demographics and organizational culture

Long Range Benefit Planning must include programs that can identify those plan participants who will be a problem in the future based upon current behavior that impacts their health. Health Improvement Programs offer employers a rare win-win opportunity. By helping employees manage or avoid health risks and improve their well-being, employers can minimize benefit expenses as well as reduce production costs significantly. Studies show that:

  • A significantly overweight employee can have benefit expenses more than 20% higher than a person who is not significantly overweight;
  • A tobacco user can have medical expenses almost 15% higher than a non-smoker;
  • An employee with depression may have health related expenses as much as 70% higher than other employees; Individuals with chronic diseases such as diabetes, heart disease, arthritis and cancer cost three to five times as much as those without these problems (Robert Wood Johnson Foundation)

With a management commitment and an integration of the right combination products and services, the results of working with American Benefits can be:

  • Prevention of illness
  • A corporate culture of wellness
  • Reduced absenteeism
  • Reduced Health Care Costs
  • Increased Productivity
  • Improved Morale